India-firstGST · UPI · WhatsApp, built in

Invoices that get themselves paid.

Send a GST-correct invoice with a UPI QR already on it. Watch your client open it. Let Collections Autopilot do the chasing — so the follow-up you keep putting off happens without you.

No card required. Demo login demo@invoiceflow.app / demo1234

  • GST computed by place of supply
  • UPI QR on every invoice
  • Reminders that send themselves

Rivet Design Co.

27AAECR1234M1Z8 · Maharashtra

Tax invoice

INV-2026-042

Billed to

Northwind Traders

29ABCDE1234F1Z5 · Karnataka

Due

12 Sep 2026

Net 15

Brand identity system1 × 85,00085,000
Website design — 6 pages1 × 15,00015,000
Taxable value₹1,00,000
IGST @ 18%inter-state₹18,000
Total due₹1,18,000

Scan to pay

₹1,18,000

rivetdesign@okhdfcbank

Straight to your bank — no gateway, no cut
₹1,00,000 Indian digit groupingCGST + SGST intra-stateIGST by place of supplyGSTIN checksum validatedHSN 4 / 6 / 8 digitTax-inclusive prices split per lineTax workpaper by rateUPI deep link + QRWhatsApp deliveryReceivables ageingINR · USD · EUR · GBP · AED₹1,00,000 Indian digit groupingCGST + SGST intra-stateIGST by place of supplyGSTIN checksum validatedHSN 4 / 6 / 8 digitTax-inclusive prices split per lineTax workpaper by rateUPI deep link + QRWhatsApp deliveryReceivables ageingINR · USD · EUR · GBP · AED
How it works

The life of one invoice, from send to settled

Four things happen after you hit send. Most tools only help with the first one.

01

Send it where they'll actually see it

A share link, an email, or a WhatsApp message with the invoice already attached to the conversation your client is in. They open it in a browser — no PDF buried in a thread, no account to create.

  • Share links are 24-hex tokens, never row ids
  • Works logged-out, on any phone
  • Your branding, your accent colour, your GSTIN

WhatsApp

wa.me with the link ready to send

Email

Branded invoice mail with the pay button

Share link

24-hex token — no login for your client

02

They pay in two taps

Every invoice carries a UPI QR and deep link. Any UPI app opens it with your VPA, the amount, and the invoice number already filled in. The money moves bank-to-bank — no gateway sits in the middle taking a percentage.

  • GPay, PhonePe, Paytm, BHIM — all of them
  • A payment claim never flips the status: you confirm it
  • Confirming writes the ledger row and emails the receipt

Northwind Traders

Your account with Rivet Design

Outstanding

₹2,36,000

Overdue

₹0

INV-2026-042Due 12 Sep₹1,18,000
INV-2026-039Due 26 Sep₹1,18,000
Settle balance with UPI

No account. No app. One link.

Scan to pay

₹1,18,000

rivetdesign@okhdfcbank

Straight to your bank — no gateway, no cut
03

You stop guessing what happened

Most invoicing tools go dark the moment you hit send. InvoiceFlow records every touch — opened, re-opened, commented on, disputed, claimed — and shows it as one timeline you can reply to.

  • See the exact moment it was opened
  • Clients can ask a question without leaving the invoice
  • Reply in the same thread they're reading

INV-2026-042 · activity

live
  1. Invoice sent

    9 Sep · 10:02

  2. Opened by Northwind

    9 Sep · 10:41

  3. "Can we split this over two months?"

    10 Sep · 16:20

  4. Autopilot reminder — gentle

    13 Sep · 09:00

  5. Payment claimed · you confirmed

    13 Sep · 11:47

04

Autopilot does the chasing

The awkward follow-up is the part everyone skips. Turn Autopilot on and the reminder for each open invoice goes out on schedule, escalating in tone as it ages — and stops the moment the invoice is paid.

  • One step per invoice per stage — never a pile-on
  • Only counts a step when the email provider accepted the message
  • Overdue flips itself; recurring invoices generate themselves

Friendly

3 days before due

A friendly heads-up that INV-2026-042 is due soon.

Gentle

Day 1 overdue

Just checking in — it fell due recently.

Firm

Day 7 overdue

This is now past due. Could you confirm a date?

Final

Day 14 overdue

Despite earlier reminders, this remains unpaid.

And when they don't pay at all?The product sees it coming
Why it's different

Most invoicing tools stop at “Send”

That's the easy half. The money problem lives in everything that happens afterwards.

A typical invoice maker

Makes a document. Then waits.

  • Getting paid

    A card gateway skims 2–3% off every rupee you earn.

  • GST

    A tax-rate box you have to get right yourself, every time.

  • After you hit send

    Silence. You find out it was ignored when the due date passes.

  • Chasing

    A reminder you write yourself, once you're annoyed enough.

  • Quotations

    A PDF, then a phone call, then re-typing it all as an invoice.

  • Your data

    An export button, if you can find it.

InvoiceFlow

Makes a document that goes and collects.

  • Getting paid

    A UPI QR that pays your bank account directly. No gateway in the middle.

  • GST

    Place of supply picks CGST + SGST or IGST. GSTIN is checksum-validated twice.

  • After you hit send

    Opened, re-opened, questioned, disputed — one timeline you can reply in.

  • Chasing

    Scheduled escalation from friendly to final that stops the moment it's paid.

  • Quotations

    The client clicks Accept and the invoice exists a second later, priced exactly.

  • Your data

    Full workspace JSON plus CSVs, owner-controlled, whenever you want it.

Payment intelligence

Your invoices already know things. Nobody was reading them.

None of this asks you to fill in anything extra. It's derived from the invoices, payments and opens already sitting in your workspace — the data every invoicing tool collects and then throws away.

Runs on your own history. Nothing is shared with anyone else.

The invoice that keeps getting opened

An invoice opened again and again and still unpaid is not sitting unread in an inbox. You get told which invoice, and how many times it was opened — the reason is a conversation worth having, not a guess worth printing.

Northwind opened INV-2026-042 three times · still unpaid

The mistake caught before the client sees it

Totals are checked against what you normally bill this client, and against invoices you already sent them recently — so the wrong figure and the accidental duplicate both get stopped at the draft.

240% above this client's usual invoice. Intentional?

Cash you can actually plan around

Every settled invoice teaches the app how a client pays. Due dates get shifted by that client's real behaviour, and the next 30 days of cash is built from the shifted dates — not from wishful ones.

Meridian pays ~12 days late · ₹1.4L expected this month

Why you lose the quotes you lose

Accepts and declines are both recorded, along with the reason the client typed. Win rate, value won against value lost, and how long people take to decide — with the decline notes in their own words.

Win rate 68% · avg 4 days to decide

What's inside

Everything the Indian invoicing day actually needs

Not a feature list padded for a comparison table — the parts you touch on a Tuesday.

GST that holds up when it's checked

Place-of-supply logic decides CGST + SGST or IGST for you. GSTIN is checksum-validated on the client and again on the server, HSN codes are length-checked, and a tax-inclusive catalogue price is split back into taxable base and tax at line level — so the arithmetic on the invoice reconciles.

MaharashtraMaharashtraintra-state
Taxable value₹1,00,000
CGST @ 9%₹9,000
SGST @ 9%₹9,000
Invoice total₹1,18,000

Ship to Karnataka instead and the same invoice becomes IGST @ 18% — decided by the place of supply, not by a dropdown you have to remember.

Recurring billing

Mark any invoice “repeat monthly”. The scheduler generates the next one, numbers it in sequence, emails it, and advances the profile — retainers bill themselves.

INV-2026-011generated

₹23,600

Next run: 1 Oct 2026

Quotes that convert themselves

Send a quotation as a link. When the client hits Accept, the server converts it into an invoice at exactly the quoted price and hands them a pay link on the spot. Declines capture the reason.

A portal per client

One permanent link showing every invoice they have with you, what's outstanding, what's overdue, and a QR to settle the whole balance. No login for them to forget.

Credit notes, done properly

Issue a credit note against an invoice with a reason, capped so you can never over-credit. It nets off the balance everywhere — your view, the client's, and the portal.

Reports that answer money questions

Your cash position, receivables ageing, where the balance is concentrated, and expected collection windows built from how each client has actually paid you before — plus a tax workpaper for your accountant.

Current₹4,72,000
1 – 30 days₹1,18,000
31 – 60 days₹47,200
60+ days₹11,800

Catalogue, stock and a real team

Products with images, HSN codes and stock that decrements when you invoice. CSV import for customers and products. Roles enforced on the server — not hidden buttons — with email-bound invites.

OwnerAdminMemberViewerEmail-bound invitesMultiple workspacesInstant revocation
Every query is scoped to your workspace, including updates and deletes.
Pricing — coming soon

Priced in rupees, for Indian businesses

What we intend to charge when plans go live. Nothing is billed today.

Plans are not live yet

There is no billing or subscription system in InvoiceFlow today. Creating a workspace is free, gives you the whole product, and charges nothing — these prices are what we expect to charge later, published early so there are no surprises.

Solo

For one person, testing the water

Free

Forever. No card, ever.

  • Everything you need to send a real invoice
  • UPI QR, WhatsApp and share links
  • GST-correct invoices with HSN
  • One client portal link per customer
  • One person, one workspace
Most popular

Business

For a business that wants to stop chasing

₹624/month

Billed ₹7,488 a year, plus GST

  • Unlimited invoices and quotations
  • Collections Autopilot reminders
  • Recurring billing profiles
  • Quote acceptance → auto invoice
  • Credit notes and monthly statements
  • Reports, ageing and a tax workpaper for your accountant
  • Email delivery, reminders and receipts
  • Your team, with roles

Scale

For teams with more than one set of books

₹1,666/month

Billed ₹19,992 a year, plus GST

  • Everything in Business
  • Larger teams, with roles enforced on the server
  • Email-bound invites, instant revocation
  • Multiple workspaces, one login
  • Full workspace JSON + CSV export
  • Append-only activity log of every workspace action

UPI payments go straight to your bank — InvoiceFlow never takes a percentage of what you collect.

FAQ

The questions worth asking

Including the ones with an inconvenient answer.

Still unsure? Make a workspace — it takes a minute and costs nothing.

Stop writing the follow-up email.

Make a workspace, send one GST-correct invoice with a UPI QR on it, and see how much of the chasing you never have to do again.

Free plan, no card. Your data exports whenever you want it.